Estate Planning 101

When you meet with an estate planning attorney, the following documents will be discussed and it will be important for you to understand what they are and how they fit into the estate planning process.

Will

Your will provides specific instructions for the distribution of your assets. So that there is no confusion when the time comes, it is important to speak with an attorney when you are coming up with your will.

In the event that you’ve got taxes that need to be paid, or you need someone to distribute your valuables, you will need to pick an executor. As hard as it is to think about, it is important to have a will if you have kids so that they will know exactly who their gaurdian is should something happen.

After your death, your will must be filed in probate court. A downfall to probate court, even though it makes distribution of everything simple, is that it can cost a lot of money. There are ways to get around probate’ you just need to speak with your attorney.

Beloit estate attorney

Durable Power Of Attorney In Beloit

Someone will need to let others know who is in charge of your things; and that is where power of attorney comes into play. The latitude you give your agent can be very broad or very limited. Your agent will usually be able to do nearly anything with your assets including sell, invest and spend them.

It is not typical for a durable power of attorney to be making decisions if you are up and able to do those things. Sometimes things happen and we are still around…which is where the durable power of attorney comes in. If you have this document, it saves others time from having to go sit at a courthouse all day. A durable power of attorney terminates upon your death.

Health Care Power Of Attorney In Beloit

There is another power of attorney in the healthcare area that will allow someone to make decisions on your behalf in the event that you are not coherent enough to do so yourself. By having a POA of healthcare, you are making it easier for decisions to be made when they need to be.

Living Will In Beloit WI

Should you have a terminal health condition, a health care power of attorney conveys your intentions relative to using life-sustaining measures.

Revocable Living Trust In Beloit

A revocable trust means that you can still manage everything while you are living. Even after you pass, and other generations have passed, this trust will still be relevant. A revocable trust is one way to stay out of probate, which will also keep a lot of your info private. Typically, this trust will save more money than going into probate.

Estate planning is one of the most important things you can do for your family because it organizes your assets, eliminates confusion, saves your estate money by avoiding probate and as a result maintains privacy.

A net worth statement is where you should start you eststa planning. The statement should list all of your assets, including –

Taxable accounts

Tax-deferred accounts (IRAs, annuities, retirement plans)

Life insurance investments.

Call an experienced estate planning attorney to get the assistance you need.

Dent Repair Conventional Basics – Madison WI

Auto Color

Conventional dent repair requires damaged paint to be repaired and the stretched metal to be pulled as close to original, but still slightly concave.

A lot of people often mistake conventional and paintless repair for each other.

The main goal when you have dents is to just have them repaired as quickly as possible. People don’t want to spend an arm and a leg if they can still get quality repairs.

It seems easy to just pop a dent out of a car. There are different factors that decide which way the dents in your car should and can be removed.

ONE: The entire surface must be intact aside from the dent. The surface is likely to rusk if there is not a solid finish on the vehicle.

Second – the metal cannot be stretched. If the metal is stretched, you risk having a lump on the service because the original area will be much bigger than the dent.

What Will This Kind of Repair Cost?

Dent Repair

The reality is conventional dent repair methods require a great deal of skill and time to get the best result. Some of the most important steps include –

Prepping the dented area where finish has been broken

Filling in dent

Matching the paint color

Applying a smooth finish

Having it dry perfectly

The time frame can take days – not just hours or minutes

Compared to paintless dent repair, you may be spending over 8 times as much as you would have the other way. That is why the repair costs are dependent upon how much and what kind of damage your car has seen.

Avoiding Conventional Dent Repair Expense

Paintless Dent Repair works very well when the conditions allow it to be used. The most important condition is that the original finish is intact. The process requires a technician to:

Certain tools need to be used to reshape the metal and some panel need to be moved around so the dent can be accessed from behind

Technicians will have the necessary tools needed to re-mold the metal

The technicians will also reach the dent from behind some panels

Some panels will likely be shifted in order the the repair person to get to the dent from different angles, and the metal will be sculpted using some special tools

Visit us to find out which method will work best for you.

Body Shop Madison

– We are located on the corners of Buckeye and Stoughton Road, and also, Parmenter Street.

The Importance of Estate Planning

There are several different things that will need to be discussed with your attorney when planning for the future.

Will

Your will provides specific instructions for the distribution of your assets. The reason you want an attorney when you are drawing up a will is to make sure that everything will be clearly understood in the event of your passing.

In the event that you’ve got taxes that need to be paid, or you need someone to distribute your valuables, you will need to pick an executor. As hard as it is to think about, it is important to have a will if you have kids so that they will know exactly who their gaurdian is should something happen.

Probate court is where all of your personal info is stored when you first pass. If you don’t want people to spend a fortune after you go, probate court may not be the best option. By speaking with your lawyer, you can come up with the best way to handle your death.

Beloit trust attorney

Durable Power Of Attorney In Beloit

The power of attorney legally identifies the person you have chosen to act on your behalf and is known as your agent (or attorney-in-fact). Your agent, or power of attorney, will only have the authority that you give them.

Commonly, until you are not able to make decisions, your power of attorney will be be at play. In order to maining your financial regularity, it is important to have a power of attorney to make sure it all gets taken care of if you are not able to. This document negates the need for having to have anyone sit in court and have a guardian appointed for you estate. Once you pass, the durable power of attorney does not exist.

Health Care Power Of Attorney In Beloit

If something were to happen to you medically, and you could not make decisions, you would need a durable power of attorney for your health care. By having a POA of healthcare, you are making it easier for decisions to be made when they need to be.

Living Will In Beloit WI

If you have a condition that is terminal, this will ensure that everything possible will be done to keep you alive.

Revocable Living Trust In Beloit

You can still make financial decisions with your assets with a revocable trust. Even after you pass, and other generations have passed, this trust will still be relevant. A revocable living trust allows assets to avoid probate, greatly reducing the chance personal information will become public record. This is a much more frugal way to organize everything.

Estate planning will ensure that everything is organized, everyone knows their purpose, and you can rest easy knowing all of your things are well taken care of.

A great way to start this process is to create a Net Worth Statement. Don’t leave any of your assets out of your net worth statement.

Taxable accounts

Tax-deferred accounts (IRAs, annuities, retirement plans)

Life insurance investments.

If you are searching for help to get you estate planned out, go ahead and reach out to an attorney.

Conventional Dent Repair Basics – Madison WI

Dent Removal

Conventional dent repair requires damaged paint to be repaired and the stretched metal to be pulled as close to original, but still slightly concave.

Conventional dent repair and paintless dent repair are often times confused.

Really, though, when your car has dents, you don’t care how they get fixed; you just want them fixed. Of course, on the flip side, people also want their car to look perfect without spending a fortune.

It seems easy to just pop a dent out of a car. There are different factors that decide which way the dents in your car should and can be removed.

First – the finish cannot be broken with a scratch, scrape or chip. If the finish is broken, while the dent can be removed, the broken finish will eventually allow rust.

Two: The metal must be stretch free. Nothing will fall back into place if the metal is stretched, which will leave your car with a big ole’ bump.

What Will This Kind of Repair Cost?

Madison WI

It takes a lot of time and experience for someone to get the dents out using the conventioanl method. Some of the most important steps include –

This method takes much longer than a couple hours

New paint needs to match

The dent needs to be filled in

A final finish will need to be applied once everything has dried

In comparison to paintless dent repair, a conventional repair can cost up to ten times as much. For this reason, the amount of dmage that your paint and the metal have will impact the cost of the repairs.

Avoiding Conventional Dent Repair Expense

Frequently, the paintless repair is an option. There can be no damage to the car’s original finish. The process requires a technician to:

Certain tools need to be used to reshape the metal and some panel need to be moved around so the dent can be accessed from behind

Technicians will have the necessary tools needed to re-mold the metal

The technicians will also reach the dent from behind some panels

Some panels will likely be shifted in order the the repair person to get to the dent from different angles, and the metal will be sculpted using some special tools

If you want to learn more about getting your dents fixed, either one of our Wisconsin locations will be more than qualifid to assist you.

Dent Removal Madison, WI

– We are located on the corners of Buckeye and Stoughton Road, and also, Parmenter Street.

Optimal Filtering Systems for your Wisconsin Home

Water treatment for many homeowners means using a water pitcher with a water filter capability to remove particles from drinking water. This is not the best option, though, because this does not clean the rest of the water in your home. The stuff that you are able to avoid in your drinking water is still going to be in your bathroom, laundry room, and the rest of your kitchen (like, say, your dishwasher). Don’t you and your family deserve clean water from every faucet and fixture you use?

A complete home water filter can be installed at the water supply’s point-of-entry into your home. If you don’t want any toxins in your water, this is the option.

What Makes A Water Filter Necessary In Middleton & Cross Plains

In order to ensure the safety of drinking water, the public’s water goes through a treatment system. This is a good way to begin the water cleaning process, but it really is only in place to take out impurities that are commonly found in the area. There are some things that will scoot by this process, and others may come from your pipes. In addition, for public health reasons, water treatment plants introduce chemicals like chlorine and fluoride to the water, to which some people are sensitive.

It is very wise to filter water even after it has been processed to protect your home’s plumbing system, and your own health.

It has been found that arsenic is sometimes in the water, which can cause many health issues. Nitrates are also commonly found in drinking water…and, of course, a good filter could fet rid of that.

With a whole-home water filter, you can target specific contaminants. Reverse osmosis filter is one of the most highly regarded types of water filters available. Water softener is an easy option that can help keep your pipes safe.

Professional Installation Of Your Water Filter Is Recommended

Installing a whole home filter is not a five minute job. In order to have any system installed, your water will have to be turned off, pipes will have to be taken apart and put back tohether when you are done. A skilled plumber will make very specific calculations prior to the start of your water filter installation. Another perk of having a plumbing company come in and do the job, is they will also make sure there are no issues with your plumbing.

During a filter installation, an experienced plumber will have all of the proper equipment needed to do the job and test the accuracy of your new water filter and for proper function.

Plumbers Waunakee WI

No matter what you need, Sauk Plains Plumbers know exactly what to do. Starting with water testing and ending with perfect installation, our plumbers will do the best job.

We are ready to help anyone in the areas of Middleston, Waunakee, Madison, and so many more.

Call us at 608-798-2121 or send us an email if you are looking for a water filter.

To Extend the Life of a Sump Pump

Waukesha WI

Spending your hard earned dollars on maintaining you sump pump may not be ideal, but it does ensure that you wan’t have to face water damage because of it…that can easily cost a lot more.

You wouldn’t think that water is able to harm your home, but when something goes wrong with your plumbing, there can be some serious damage done. Your walls, floors, furniture, and more would be facing damage if your pump ever gave out. The water damage can even sneak by you sometimes. It is common, when you’ve got undetected water in your home, for mildew and mold to begin to grow.

Why Sump Pumps Need Maintenance

What’s great about these pumps is how simple they are, thus needed less attention then more complicated systems. Not much to worry about if you haven’t had problems out of your pump in a while-just take a quick look to make sure that these couple things are not going on.

Dry motors can seize – pumps are made to be used. Sitting through a “dry” winter, where there are no thaws, sump pump components become dry and stiff.

Gummy components can stick – Just because you aren’t using it, doesn’t mean your pump isn’t in water. When idle, parts get gummy as particles in the water settle. It is tougher on the motor and increases the chances of it seizing when started after a long period.

Sump Pump Failure Is Bad News In Waukesha WI

It really doesn’t matter what the reason is, you never want your pump to fail. The good news is that while all mechanical devices will fail at some point, there are things you can do to extend your sump pumps life.

Sump Pump Maintenance Options

To extend the life of your sump pump, consider the following ideas on a quarterly basis.

Prepare a vinegar solution and run it through your pump. The vinegar will allow the homeowner to get rid of the nast gummy stuff, and let the parts of the pump that were affected dry off.

Check to be sure the float switch on the pump is not restricted. A restricted float switch will keep your sump pump from automatically engaging and can allow a flood to occur.

Be sure all vents and air holes are clean for maximum effectiveness.

It’s not expensive or diffucult to take care of a sump pump. Ass this into your home’s cycles, and you can prevent a lot of damage and save some dough.

To learn more about sump pump maintenance contact Schoenwalder Plumbing.

Plumbing Hartland WI

We are happy to help those in the areas of Oconomowoc, Dousman, Elm Grove, and more.

Want Clean Water to Drink?

What people commonly think of when water filtration is brought up is the handheld water filters. However, that leaves the rest of the water in your home unfiltered. Since the impurities are in your drinking water, doesn’t it make sense that they would also be in the water used in your dishwasher and even the water that is used to brush your teeth? Make it a priority to have all of your home’s water purified before use.

Installation of a mass water filter at the initial point of access of your water supply will ensure clean water throughout the home. This is the only way you can be sure your entire water supply is completely safe.

What Makes A Water Filter Necessary In Middleton & Cross Plains

In order to ensure the safety of drinking water, the public’s water goes through a treatment system. This is a good way to begin the water cleaning process, but it really is only in place to take out impurities that are commonly found in the area. You can still get impurities in your water if your pipe system has any debris come loose. Flouride and Chlorine are often used to purify the water even though some people have allergic reactions to them.

This extra level of purification will ensure that your hair, skin, and whole body are healthy in addition to the plumbing system in your home.

A big thing that is often found in water that can lead to cancer or other illnesses, is arsensic. An effective water filter can also protect against nitrates which are a risk to small children.

Specific impurities can be taken out of your water if you have a filter system for you entire home. Reverse osmosis filter systems provide the most comprehensive protection. Water softener is an easy option that can help keep your pipes safe.

Professional Installation Of Your Water Filter Is Recommended

You can’t just snap your fingers, and automatically have a water filter installed. In order to have any system installed, your water will have to be turned off, pipes will have to be taken apart and put back tohether when you are done. A plumbing company trains their employees to think about every aspect of the installation before beginning any work. Another perk of having a plumbing company come in and do the job, is they will also make sure there are no issues with your plumbing.

Once the intall is done, the plumber will run their tests to make sure you water will be filtered optimally.

Plumbers Waunakee WI

At Sauk Plains, we train our plumbers to be the best on the block. Starting with water testing and ending with perfect installation, our plumbers will do the best job.

If you’re located in Cross Plains, Black Earth, Mount Horeb, Fitchburg, or any surrounding areas, we can assist you.

If you need any assistance with a filtration system, send us an email or give Sauk Plains Plumbing a call.

Considering A Water Filter For Your Home In Middleton WI

Most homeowners only know about the filter bottles when it comes to purifying a home’s water. What people don’t think about, is the water bottle filter only cleans the water that you consume. Since the impurities are in your drinking water, doesn’t it make sense that they would also be in the water used in your dishwasher and even the water that is used to brush your teeth? Shouldn’t your loved ones have clean water no matter where it is coming from?

All of your home’s water can be purified by setting up a filter where the water supply enters the home. If you don’t want any toxins in your water, this is the option.

What Makes A Water Filter Necessary In Middleton & Cross Plains

In order to ensure the safety of drinking water, the public’s water goes through a treatment system. This type of cleaning is meant to take out contaminants specicfic to the area that you live in. You can still get impurities in your water if your pipe system has any debris come loose. In addition, for public health reasons, water treatment plants introduce chemicals like chlorine and fluoride to the water, to which some people are sensitive.

This extra level of purification will ensure that your hair, skin, and whole body are healthy in addition to the plumbing system in your home.

A big thing that is often found in water that can lead to cancer or other illnesses, is arsensic. Nitrates are also commonly found in drinking water…and, of course, a good filter could fet rid of that.

A filter that handles all of your home’s water will be able to get contaminants out of the water that traditional water filtration do not. One of the best types of systems these days is a reverse osmosis filter. If you are worried about the life of your plumbing system, an easy way to prevent damage is to add a softner to your water.

Professional Installation Of Your Water Filter Is Recommended

You can’t just snap your fingers, and automatically have a water filter installed. You are looking at dismantling your pipes, turning off water, and all kinds of things to add your fliter. A plumbing company trains their employees to think about every aspect of the installation before beginning any work. Sometimes our homes have issues that we don’t even know about, so having a plumber come in can assure you that everything is working properly.

Once the intall is done, the plumber will run their tests to make sure you water will be filtered optimally.

Plumbing Waunakee WI

At Sauk Plains, we train our plumbers to be the best on the block. Not only will our professionals install the equipment correctly, but they will also test your water to make sure it is the best equipment for the job.

We can help with your water treatment and water filter in Middleton WI, Cross Plains WI, Waunakee, Madison, Black Earth, Mount Horeb, Verona and Fitchburg WI.

If you need any assistance with a filtration system, send us an email or give Sauk Plains Plumbing a call.

Create Your Dream Kitchen

Making small adjustments to your kitchen can drastically impact the look of your entire home.

When redoing your kitchen, you can change the countertops, floors, windows, and so many other things to make it feel like a new space. Or, more modest kitchen renovations in Madison WI can be as simple as adding new granite countertops with appropriate sinks and hardware.

Over the course of these past six years, the economy has taken us for a spin. Granite was a very economical choice for refinishing counters and backsplashes. When people decide to start a renovation now, they tend to include bigger projects such as adding islands and cabinets. No job is too big or too small for us to use granite on your counters. Granite is a very sophisticated addition to any kitchen that is offered in several different colors. If you’re looking for a counter material that will keep you within your budget, granite is the right choice to make.

Kitchen Renovations

Granite and other natural stone adds a touch of class to any kitchen design.

Granite adds a beautiful element to kitchen renovations. In Madison WI, people are choosing to remain in their homes longer, which means you will have more time to enjoy your new renovations. Homeowners are making bigger changes in addition to the kitchen remodels, to add to the appeal of a new kitchen.

Location and friendly neighbors are two big reasons to not move. That’s why people are deciding to just alter what is already there. In order to get the best value and the best product, Creative Kitchen Renovations is the place to call.

You don’t even have to lift a finger in these renovations.

One thing that is usually on our clients’ minds is a budget friendly renovation. Since most families spend a lot of time in their kitchens, high visibility kitchen renovations often of include –

Granite countertops, Tile backsplashes for a new look, and new cabinet doors.

Our experienced kitchen design professionals can help give you the feel of a new home you’ll be thrilled to live in the next twenty years. We don’t even have to do a large kitchen reno to give you the look that you desire.

Unique Kitchen Renovations Are Our Specialty

Sims Remodeling

Granite countertops and stone backsplashes are not all that we specialize in. We are also very proficient in renovating all rooms of your house. We are happy to help you if you are located in Madison WI, McFarland, Fitchburg, Sun Prairie, and many more.

Give us a shout at Sims Exteriors and Remodeling-608-825-4500

Fixing Dents

Madison WI

Although there may still be a slight dent, conventional repairing of dents starts by streching the car’s surface from the damaged paint area to the intact area.

Paintless dent repair and conventional dent repair get switched around a lot.

Most people just want their cars fixed and the dent repair completed. Of course, on the flip side, people also want their car to look perfect without spending a fortune.

When you think about getting rid of dents, it seems simple to just pop the dents right out. However, for this option to be used, there are a couple of factors determining whether paintless dent repair is even an option.

First: There can be no scratches or chips in the dent’s paint. The surface is likely to rusk if there is not a solid finish on the vehicle.

2-None of the metal can be stretched out. There will be too much surface area to fit into the original contours of the panel with the dent. If the metal is pulled out too far the panel would actually have a lump.

What Will This Kind of Repair Cost?

Madison WI

If coventional dent repair is the method for your car, great skill and time will be needed. Some of the most important steps include –

This method takes much longer than a couple hours

New paint needs to match

The dent needs to be filled in

A final finish will need to be applied once everything has dried

The conventional method is much more expensive. For this reason, the amount of dmage that your paint and the metal have will impact the cost of the repairs.

Avoiding Conventional Dent Repair Expense

Your car may be a candidate for the paintless (less expensive) method if certain requirements are met. Most importantly, it maintains the vehicle’s original finish. The process requires a technician to:

Remove surrounding panels allowing access to the back of a dent

Use specialized tools to sculpt metal into its original form from behind

If you want to learn more about getting your dents fixed, either one of our Wisconsin locations will be more than qualifid to assist you.

Paintless Dent Repair Madison, WI

– our Middleton location on Parmenter Street and our new location on the southwest corner of Stoughton Road and Buckeye Road (formerly Dent Doctor).